Road Traffic Accidents

Injuries from vehicle collisions caused by another driver's negligence, including rear-end crashes, roundabout accidents, and motorway collisions.

£5,000 – £500,000

Typical compensation range

3 years

Limitation period

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Types of Road Traffic Accidents Claims

Select the type that best describes your situation for a more accurate assessment.

About Road Traffic Accidents Claims

Road traffic accident (RTA) claims account for a significant proportion of all personal injury claims in the UK. Claims arise when another road user's negligence — speeding, distracted driving, running red lights, drink driving — causes a collision resulting in injury.

These cases cover all types of vehicles: cars, commercial lorries, motorcycles, cyclists, and pedestrians. Since April 2021, the Official Injury Claim (OIC) portal handles whiplash-type claims valued under £5,000. More serious injuries are pursued through solicitors and the courts.

A strong RTA claim typically involves a clear determination of fault (police report, Highway Code breaches, dashcam footage), documented injuries requiring medical treatment, and proof of losses including medical expenses, loss of earnings, and vehicle damage. The more severe and long-lasting the injuries, the higher the claim value.

Minor whiplash claims typically settle for £1,000 to £5,000 under the new tariff system. More serious injuries like broken bones, spinal injuries, or traumatic brain injuries frequently result in settlements of £50,000 to £5 million or more. If the at-fault driver is uninsured or untraced, claims can be made through the Motor Insurers' Bureau (MIB). The limitation period is 3 years from the date of the accident.

Typical Compensation Range

£5Kto£500K

Based on reported settlements and court awards. Individual case values vary significantly.

Limitation Period

3 years

May vary by jurisdiction. Don't wait — time limits apply.